Reduced APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. There is a promotional fee of $125 for this transaction. We determine your monthly payment amount by applying the promotional APR to the sum of your purchase amount and promotional fee amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Minimum interest charge is $2. Purchases that do not qualify for this offer may be subject to the standard Purchase APR, currently 28.99% for new accounts and 20.49%-29.99% for existing accounts. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account.